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Type
Rate
APR*
2.50%
2.658%
2.50%
2.695%
Type
Rate
APY*
0.50%
0.50%
0.40%
0.40%
Type
Rate
APY*
1.19%
1.20%
0.85%
0.85%
Type
Rate
APY*
0.75%
0.75%
0.50%
0.50%
View all rates / disclosures.

*(APY) Annual Percentage Yield

(APR) Annual Percentage Rate

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  • Personal Credit Cards

    /personal-banking/loans/personal-credit-cards

    Get a personal credit card at competitive introductory rates and your choice of rewards programs at your friendly, local Heritage Bank.
  • Personal Money Market

    /personal-banking/deposit-accounts/personal-money-market

    Personal Money Market If you want to earn a premium rate of interest on your money and don't need unlimited check writing ability, then choose our Money Market account.  Details of this account include: $2,500 minimum opening balance Interest earned on balances of $2,500 ...form.
  • Business Edition Visa Card with Absolute Rewards

    /business-banking/loans/credit-cards/business-edition-visa-card-with-absolute-rewards

    Business Edition® Visa® Card with Absolute RewardsSM The Business Edition® Visa® Card with Absolute RewardsSM allows you to earn points with every dollar in qualifying purchases.† Redeem points for travel, gift cards, merchandise, even cash back in the form of a...maha.
  • Community Checking

    /community-checking

    Community Checking This account is designed for Not-for-profit Organizations with moderate account activity and has the ability to earn interest. Details of this account include: $100 Minimum Opening Balance Interest earned on balances over $1,500 $5 monthly fee (waived for...form.
  • Individual Retirement Accounts (IRAs)

    /personal-banking/deposit-accounts/individual-retirement-accounts-iras

    Individual Retirement Accounts (IRAs) It’s never too early to save for retirement. In fact, the earlier you start, the less money it will take – and the more you’ll have – when it comes time for that dream vacation, a new hobby, or you’re ready to stay home a...form.
  • Business Interest Checking

    /business-interest-checking

    Business Interest Checking This account is designed for Mid-sized business and Organizations with moderate account activity and the ability to maintain a higher balance. Details of this account include: $100 Minimum Opening Balance Interest earned on balances over $1,500 (tiered) ...form.
  • Savings

    /business-banking/deposit-accounts/savings

    Regular Business Savings A savings account is the long-term foundation of your business deposits. Details of this account include: $500 Minimum Opening Balance Interest earned on all balances (Tiered) $5 monthly fee waived for customers that maintain a $500 Minimum Balance ...form.
  • Super Savings

    /super-savings

    Super Savings A savings account with tiered interest rates based on the amount in the account.  Details of this account include: $50 minimum opening balance Interest earned on all balances (Tiered) $10 Monthly fee (waived for customers who maintain a $2,500 minimum bal...form.
  • Consumer Loans

    /personal-banking/loans/consumer

    Get mortgage loans, auto loans, home equity loans, home equity lines of credit, personal credit cards at Heritage Bank of Central Illinois
  • Heritage 55+ Club

    /heritage-55-club

    Heritage 55+ Club This Interest-bearing checking account bundled with discounts and benefits designed specifically for those 55 and above.  Details of the account include: $50 minimum opening balance Interest earned on all balances $10 monthly fee (waived for customers...form.

Education Center

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Click here to access the Education Center.

Lost / Stolen Debit Card

If you've lost your card and it is not during our normal business hours, you can call the STAR® network at:

1-800-523-4175

and respond to the prompts.

Facebook

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Click here to go to our Facebook page.

Education Center

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Click here to access the Education Center.

Education Center – Online Banking Demo

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Click here to access the Education Center.

Education Center

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Click here to access the Education Center.

Deluxe Check Ordering

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Deluxe Check Ordering

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Personal Credit Card Login

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Click here to access the First Bankcard login page.

Business Credit Card Login

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DLA Creative

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Click here to check out the DLA Creative site.