Certificates of Deposit

This rate chart contains information about interest rates and annual percentage yields for some of the accounts we offer. For current rate information call 309.362.2139.

Interest Rates and Annual Percentage Yields are current as of May 24, 2013.

Product Name	Min. Opening Deposit	Min. Balance to Obtain APY*	APY*	Interest Rate
31-Day CD (c)	$10,000.00	$10,000.00
Daily Balances(1)(b) from -
$10,000.00 to < $100,000.00:			0.05%	0.05%

91-Day CD (c)	$5,000.00	$5,000.00
Daily Balances(1)(b) from -
$5,000.00 to < $100,000.00:			0.10%	0.10%

6-Month CD (c)	$2,500.00	$2,500.00
Daily Balances(1)(b) from -
$2,500.00 to < $100,000.00:			0.20%	0.20%

12-Month CD (c)	$2,500.00	$2,500.00
Daily Balances(1)(b) from -
$2,500.00 to < $100,000.00:			0.30%	0.30%

18-Month CD (c)	$2,500.00	$2,500.00
Daily Balances(1)(b) from -
$2,500.00 to < $100,000.00:			0.40%	0.40%

24-Month CD (c)	$2,500.00	$2,500.00
Daily Balances(1)(b) from -
$2,500.00 to < $100,000.00:			0.50%	0.50%

30-Month Opt-Up CD (c)	$5,000.00	$5,000.00
Daily Balances(1)(b) from -
$5,000.00 to < $100,000.00			0.55%	0.55%

36-Month CD (c)	$5,000.00	$5,000.00
Daily Balances(1)(b) from -
$5,000.00 to < $100,000.00:			0.75%	0.75%

48-Month CD (c)	$10,000.00	$10,000.00
Daily Balances(1)(b) from -
$10,000.00 to < $100,000.00:			0.85%	0.85%

60-Month CD (c)	$10,000.00	$10,000.00
Daily Balances(1)(b) from -
$10,000.00 to < $100,000.00:			1.20%	1.19%

*(APY) - Annual Percentage Yield

Fees could reduce the earnings on the account.

(1) For rates on deposits of $100,000 or more, please call or visit one of our six convenient branch locations.
(b) Daily balance. The amount of the principal in the account each day.
(c) A penalty may be imposed for early withdrawal.