Savings Accounts

This rate chart contains information about interest rates and annual percentage yields for some of the accounts we offer. For current rate information call 309.362.2139.

Interest Rates and Annual Percentage Yields are current as of September 15, 2014.

Product Name Min. Opening Balance Min. Balance to Obtain APY* APY* Interest Rate
Regular Savings (a)$50.00 $0.00   
All Balances(b)  0.05% 0.05%
 
Smart Savers (a)$0.00 $0.00   
Daily Balances(b) from -    
up to $4,999.99: 0.05% 0.05%
$5,000.00 and up: 0.10% 0.10%
 
Super Savings (a)$50.00 $0.00   
Daily Balances(b) from -    
up to $2,499.99: 0.05% 0.05%
$2,500.00 to $9,999.99: 0.10% 0.10%
$10,000.00 to $24,999.99: 0.15% 0.15%
$25,000.00 to $49,999.99: 0.20% 0.20%
$50,000.00 and up: 0.25% 0.25%
 
*(APY) - Annual Percentage Yield
Fees could reduce the earnings on the account.

(a) The interest rate and annual percentage yield (APY) may change after account opening.
(b) Daily balance. The amount of the principal in the account each day.

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Heritage Bank of Central Illinois