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Type
Rate
APR*
2.50%
2.658%
2.50%
2.695%
Type
Rate
APY*
0.45%
0.45%
0.35%
0.35%
Type
Rate
APY*
1.19%
1.20%
0.85%
0.85%
Type
Rate
APY*
0.75%
0.75%
0.50%
0.50%
View all rates / disclosures.

*(APY) Annual Percentage Yield

(APR) Annual Percentage Rate

View Mortgage Rates and Apply!
 
Popmoney

Popmoney®

Popmoney® is an innovative personal payment service that eliminates the hassles of checks and cash. Popmoney allows you to electronically send* and receive money right from your Heritage Bank Checking Account!

It's Fast. Popmoney Allows you to send money to anyone, anywhere, without the hassle of postal delays or special trips to drop off money.

It's Easy. To send money to someone, all you need is an email address, a mobile phone number, or their checking/savings account information.  That's it!

It's Secure. Popmoney payments are more secure than mailing paper checks! And because there is no need to exchage a lot of personal information, the risk of fraud and identity theft goes down.

It's Convenient. Your Payee will be notified with either a text message or an email with detailed instructions for completing the transaction. Upon verification, money will be transfered from your account to theirs in as little as one business day.

Flash Content

Impress your friends and family with a Popmoney personal payment. Sign up today!

 

*Additional fees may apply.
Popmoney® is a registered trademark of Fiserv, Inc or its affiliates.


Frequently Asked Questions

How does it work?

Sending Money**

  • To send money, log in to online banking > Select your primary checking account > Bill Payment > and look for Popmoney.
  • Send money using the recipient's name and email address, mobile number or checking/savings account information. You can even make it special by using one of our eGreetings.
  • View pending items
  • You will be notified when the transaction is completed.
  • If your recipient's financial institution is part of the Popmoney network, they can complete the transaction from their own financial institution's online banking site. If not, they can go to Popmoney.com to pick up the funds and direct the funds to their bank account.

 

Receiving Money

  • You will receive an email or text message telling you someone sent you money
  • Log in to your online banking and direct the funds to your bank account.
  • Money sent to a specified bank account will be automatically deposited there.

** A fee of $0.50 may apply.

 

How will the recipient know I sent money using Popmoney?

The recipient will receive a payment notification either by email or a text message depending on how you chose to send the money.

Email address: The recipient will receive an email with instructions on how to direct the payment into their checking or savings account.

Mobile number: The recipient will receive a text message with instructions on how to direct the payment into their checking or savings account. If the recipient doesn't act in 3 days, they will receive a text message reminder to act on the payment notification. Message and Data charges from your telecommunications provider may apply.

Bank account information (routing and account number): The money will be deposited into the recipient's bank account. You may choose to notify the recipient by sending an email message.

When will the funds be available in the recipient's account?

Funds may be available in the recipient's checking or savings account as early as one business day from the date they accept the funds. The recipient will receive a confirmation email with the date the funds will be in their account.

What type of accounts can I use to send the payment to?

Payment can be directed to a checking, savings, or money market account held at a U.S. financial institution.

Do payments expire?

Yes. The recipient has 10 days from the date of the payment notification to provide checking or savings account information. After 10 days, if the funds have not been accepted, the payment expires and the funds are returned to the sender.

Is the Popmoney service secure?

Yes. Popmoney was created with your financial security in mind. Popmoney is built on the industry's leading online money movement platform and utilizes superior risk management and fraud protection services. This is the same online money movement platform used by thousands of financial institutions, including the many of the nation's top banks.

Education Center

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Click here to access the Education Center.

Lost / Stolen Debit Card

If you've lost your card and it is not during our normal business hours, you can call the STAR® network at:

1-800-523-4175

and respond to the prompts.

Facebook

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Click here to go to our Facebook page.

Education Center

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The site will load in a new, second browser window. To return to www.heritage-bnk.com, simply close the new window.

Click here to access the Education Center.

Education Center – Online Banking Demo

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Click here to access the Education Center.

Education Center

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Click here to access the Education Center.

Deluxe Check Ordering

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The site will load in a new, second browser window. To return to www.heritage-bnk.com, simply close the new window.

Click here to access the Deluxe check ordering page.

Deluxe Check Ordering

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Click here to access the Deluxe check ordering page.

Personal Credit Card Login

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Click here to access the First Bankcard login page.

Business Credit Card Login

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Click here to access the First Bankcard login page.

You are about to leave the Heritage Bank of Central Illinois web site. Please note that by clicking on the link below, you will enter a site NOT owned or operated by Heritage and therefore, our privacy policy does not apply. Please review that web site's privacy policy. The inclusion of this link is not an endorsement by Heritage of the site, its content, advertisers or sponsors.

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