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Auto Loan

Type
Rate
APR*
2.50%
2.658%
2.50%
2.695%

Personal Money Market

Type
Rate
APY*
0.50%
0.50%
0.40%
0.40%

Certificate of Deposit

Type
Rate
APY*
1.19%
1.20%
0.85%
0.85%

IRA Rates

Type
Rate
APY*
0.75%
0.75%
0.50%
0.50%
View all rates / disclosures.

*(APY) Annual Percentage Yield

(APR) Annual Percentage Rate

View Mortgage Rates and Apply!
 
Individual Retirement Accounts (IRAs)

Individual Retirement Accounts (IRAs)

It’s never too early to save for retirement. In fact, the earlier you start, the less money it will take – and the more you’ll have – when it comes time for that dream vacation, a new hobby, or you’re ready to stay home and enjoy the grandchildren.

One way to save for retirement is with a Heritage Bank Individual Retirement Account (IRA). This tax-deferred account, with flexible terms (6-month to 60-month) and rates, makes it easy for you to choose what's best for your lifestyle – now, and in the future.

View Rates

The savings doesn’t have to stop there. Heritage offers a wide variety of Savings and Checking Accounts, as well as our Personal Money Market Account, CDs and Health Savings Accounts.

This is not a complete disclosure of account guidelines and fees. Please see a customer service representative for rates and complete details.

Contact us about an Individual Retirement Account

To open an account, contact a customer service representative at any branch or complete the form below and we will contact you.

Please Note: Do not send personal account information using this form.

* First Name:
* Last Name:
Address:
City/State/Zip:
* Phone #:
* Email:
* Product:
* Nearest branch:
Message:
* By checking this box, I understand that I am authorizing a representative of Heritage Bank of Central Illinois to contact me via the information provided.
Please type the code you see:
 

Education Center

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Click here to access the Education Center.

Lost / Stolen Debit Card

If you've lost your card and it is not during our normal business hours, you can call the STAR® network at:

1-800-523-4175

and respond to the prompts.

Facebook

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Click here to go to our Facebook page.

Education Center

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The site will load in a new, second browser window. To return to www.heritage-bnk.com, simply close the new window.

Click here to access the Education Center.

Education Center – Online Banking Demo

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The site will load in a new, second browser window. To return to www.heritage-bnk.com, simply close the new window.

Click here to access the Education Center.

Education Center

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The site will load in a new, second browser window. To return to www.heritage-bnk.com, simply close the new window.

Click here to access the Education Center.

Deluxe Check Ordering

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The site will load in a new, second browser window. To return to www.heritage-bnk.com, simply close the new window.

Click here to access the Deluxe check ordering page.

Deluxe Check Ordering

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Click here to access the Deluxe check ordering page.

Personal Credit Card Login

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Click here to access the First Bankcard login page.

Business Credit Card Login

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Click here to access the First Bankcard login page.

DLA Creative

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Click here to check out the DLA Creative site.