A Health Savings Account (HSA) is a tax-advantaged way to pay for healthcare expenses. Although it’s called a “savings” account, it actually functions as a checking account through the use of the following free features: Check Card access, Online Banking, EZPay and E-Statements.

This FDIC-insured account makes it possible for customers to pay current medical expenses while also saving for future qualified medical and retiree health expenses. The money in this account (including interest paid on qualified balances) is yours to keep, even if you change plans or retire from the company sponsoring your HSA. Here is a summary of key benefits:

Contributions made to an HSA are tax deductible.
Withdrawals for qualified medical expenses are tax-free.
Interest earned on this account is tax-free.
You own, control and invest the money in your HSA.
Unused funds are carried over from year to year without limit.
Easy access through your Heritage debit card.

To participate in an HSA, you must be covered by a High Deductible Health Plan (HDHP). For more information, ask your employer or a Heritage Bank customer service representative.*

* Individuals entitled to Medicare benefits or those being claimed as a dependent are not eligible.

For a complete description and full disclosure of account details, please contact a Heritage Bank customer service representative.

Contact us about a Health Savings Account

To open an account, contact a customer service representative at any branch or complete the form below and we will contact you.

Please Note: Do not send personal account information using this form.

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