Wonder if a certain check has cleared or if you received your payroll deposit?
Always looking out for you, Heritage Watchdog brings you the answers!
Heritage Bank Watchdog empowers you to monitor your account in a whole new way. Watchdog is a free notification alert service for Business and Personal Online Banking users. This service allows you to create predetermined email notifications for your checking and savings accounts. It is also a useful and powerful tool in the fight against fraud. You are in control of the types of alerts you receive and the frequency of notifications.
The following alerts are available for all users that have access to Business and Personal Online Banking. It is not yet available for Special Services.
•  Low Balance alert
Notification sent by email when your balance falls below a specified dollar amount. This alert will only be sent when activity occurs on the account.
•  Memo-posted Checking or Savings Credits
Notification sent when any credit(s) including, but not limited to deposits, incoming wires, ACH credits including payroll, and ATM transactions have memo-posted to your account. Watchdog will search for new activity according to the time frame you determine which is set in 30 minute increments.
•  Memo-posted Checking or Savings Debits
Notifications sent when transactions have memo-posted to your account including but not limited to withdrawals, outgoing wires, ACH debits, ATM transactions, and Visa® Check card purchases.
•  Memo-posted Large Transactions
This alert will notify you by email if any large transactions have memo-posted to your account throughout the day. You determine the dollar amount and how often Watchdog checks for activity. The time is set in 30 minute increments.
•  Memo-posted Incoming Wire Transfer
Notification sent by email when an incoming wire transfer has memo-posted to your account. Watchdog will search for new activity according to the time frame you determine.
•  Notice of any Check Clear
Notifications sent each time any check clears your checking account. You do not need to specify check number or amount information.
•  Single Check Clear
Notification sent when a specific check has cleared your account. You must input the check number for this alert.
In addition, Broadcast Messages can be sent by Heritage Bank to notify you of upcoming events, closing, etc.
Below is an example of an email notification sent to you from watchdog@heritage-bnk.com...
Your account #XXXXXXXXXXXXXX234 has fallen below your desired balance limit. Please log in to your Online Banking to see your current balance information.

Thank you for using Heritage Bank Watchdog!
Notifications you receive will NOT display any personal account information and will NOT have a link to our home page. Any email your receive that has a link to a web site is most likely a phishing attempt and you should NOT click on the link.
To begin using Watchdog, click "New" in the messages section of Online Banking. Select the type of alert you wish to receive and click "Next." Input the information requested and click submit. When the criteria is met, a notification email will be sent.


FAQs
1.
What type of account do I need to use Watchdog?
2.
Is there a cost for Watchdog?
3.
What are the system requirements for Watchdog?
4.
Are my account numbers protected in the email?
5.
How do I change an alert I have set up?
6.
How do I delete an alert that I have set up?
7.
How do I change an email address that an alert is sent to?
8.
If I use Watchdog, will Heritage Bank of Central Illinois share any addresses I provide with other parties or use them for purposes other than Watchdog alerts?
9.
How often are notifications sent?
10.
Can Watchdog also be used with Special Services Online Banking?

If you have any questions
regarding Watchdog alerts,
please contact the
Electronic Services Division
at 309.362.2130 or at
info@heritage-bnk.com.
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