 |
| The biggest investment most people ever make is in their home. Not only are you investing your money, but you’re investing your time, your hard work and your dreams. So it makes sense to carefully choose your home mortgage lender. Our expanded line of mortgage options means we provide products and services to suit any home-lending need, from buying to building to refinancing. Ask us today about our wide variety of home loans and enjoy benefits such as: |
 |
|
| The Process... |
| Home ownership is wonderful, but the process of buying or building the home of your dreams is often overwhelming. To make your life a bit easier, we have compiled some basic tutorials on topics every potential homeowner should know. Click here for more information. |
|
|
|
|
|
• Flexibility — With a wide variety of terms and loan options, We can meet all your home-lending needs.
• Convenience — Our simple, in-house application process means you can count on Heritage Bank for prompt service.
• Value — Our great rates and extensive lending choices help you get the most home for your money.
• Peace of mind — Whatever your home-buying needs, we have the mortgage option that’s right for you. The extensive line of home loan products and services at Heritage include:
Fixed Rate Mortgages
Traditional fixed rate mortgages provide the security of set monthly principal and interest payments throughout the length of your loan.
Adjustable Rate Mortgages (ARMs)
ARMs offer lower initial interest rates and can significantly reduce initial monthly payments. Their rates are subject to change at regular intervals depending on market conditions. Rate caps offer protection against extreme increases.
Jumbo Mortgages
Jumbo mortgages are available for those who wish to finance a larger dollar amount.
Balloon Mortgages
Offered as a short-term fixed rate loan, balloon mortgages offer long-term amortization periods, so payments are equal to or less than traditional fixed rate mortgages. Balance is due at maturity. May have the option to refinance at current market rates.
Stop by one of our branch locations or call 309.689.9991 and ask about our extensive line of home loan products and services. |
|
|
|
|
|
| Mortgage Options... |
| Fixed Rate Mortgages |
|
|
| Adjustable Rate Mortgages (ARMs) |
|
|
| Balloon Mortgages |
|
|
|
|
This is not a complete disclosure of loan guidelines and fees. Please see a customer service representative for rates and complete details.
|
