The family farm... it's an American tradition. It's rewarding, but it's not easy. At Heritage Bank, we know farmers occasionally need help with capital expenditures, expansion, cash flow and other expenses to keep the farm running.
Heritage Bank has supported area farmers for over 80 years. We have the experience you need to get the right financial resources today and in the future.
Conventional Loans and Lines of Credit
• Farm machinery
• Livestock production
• Crop production
• Farm improvement
• Farm real estate
Farm Service Agency (FSA) Guaranteed Loans
• Operating
• Machinery and equipment
• Farm real estate purchase - standard
• Farm real estate purchase - beginning farmer
Illinois State Treasurer's Agricultural Linked
Deposit Annual Operating Loans
• Reduced state operating loans and lines of credit
Illinois Finance Authority (IFA) Loans
• Beginning farmer bond program
• Young farmer guarantee program
• State guarantee program for restructuring agricultural debt
This is not a complete disclosure of loan guidelines and fees.
Please see a customer service representative for rates and
complete details.


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