June 27, 2010

Dear Valued Customer:

RE: ZeuS TROJAN EMAILS

Heritage Bank of Central Illinois has an ongoing commitment to providing information to help you operate as efficiently and securely as possible. As the internet continues to become the preferred channel for banking and purchases, attempts to fraudulently gain access to information also continues to increase.

We have learned that criminals have launched a major e-mail campaign to deploy the infamous ZeuS Trojan e-mail, which will send spam messages disguised as fraud alerts from the Internal Revenue Service (IRS), Twitter account hijack warnings, or suspicious Youtube.com videos.

The fraudulent IRS e-mail uses the verbiage “Notice of Underreported Income” as the Subject Line and encourages the recipient to click a hyperlink to review their tax statement. This takes the users to identical Web pages that spoof the IRS and encourage visitors to download their fictitious statement.

As a reminder, do not click on any attachment included in an unsolicited e-mail, especially those that intimidate or suggest a threatening outcome if you do not act quickly. These are almost always attempts to scam or download malicious software onto your computer. As a further protective measure, always ensure your anti-virus and anti-spyware are up-to-date and that the latest Windows updates are applied.

Sincerely,
Heritage Bank of Central Illinois

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