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Type
Rate  
APR*  
3.750%
3.880%
3.500%
3.709%
Type
Rate  
APR*  
3.875%
3.901%
3.125%
3.170%
Type
Rate  
APY*  
.70%
.70%
.40%
.40%
Type
Rate  
APY*  
1.44%
1.45%
1.19%
1.20%
View all rates / disclosures.

*(APY) Annual Percentage Yield

(APR) Annual Percentage Rate

Personal Banking
Deposit
Accounts

Individual Retirement Accounts (IRAs)

It’s never too early to save for retirement. In fact, the earlier you start, the less money it will take – and the more you’ll have – when it comes time for that dream vacation, a new hobby, or you’re ready to stay home and enjoy the grandchildren.

One way to save for retirement is with a Heritage Bank Individual Retirement Account (IRA). This tax-deferred account, with flexible terms (6-month to 60-month) and rates, makes it easy for you to choose what's best for your lifestyle – now, and in the future. Click here to see our terms, current opening balance amounts and rates for our IRAs or visit any of our convenient branches.

The savings doesn’t have to stop there. Heritage offers a wide variety of Savings and Checking Accounts, as well as CDs and Health Savings Accounts.

This is not a complete disclosure of account guidelines and fees. Please see a customer service representative for rates and complete details.

Education Center

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The site will load in a new, second browser window. To return to www.heritage-bnk.com, simply close the new window.

Click here to access the Education Center.

Education Center – Online Banking Demo

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The site will load in a new, second browser window. To return to www.heritage-bnk.com, simply close the new window.

Click here to access the Education Center.

Education Center

You are about to leave the Heritage Bank of Central Illinois web site. Please note that by clicking on the link below, you will enter a site NOT owned or operated by Heritage and therefore, our privacy policy does not apply. Please review that web site's privacy policy. The inclusion of this link is not an endorsement by Heritage of the site, its content, advertisers or sponsors.

The site will load in a new, second browser window. To return to www.heritage-bnk.com, simply close the new window.

Click here to access the Education Center.

Deluxe Check Ordering

You are about to leave the Heritage Bank of Central Illinois web site. Please note that by clicking on the link below, you will enter a site NOT owned or operated by Heritage and therefore, our privacy policy does not apply. Please review that web site's privacy policy. The inclusion of this link is not an endorsement by Heritage of the site, its content, advertisers or sponsors.

The site will load in a new, second browser window. To return to www.heritage-bnk.com, simply close the new window.

Click here to access the Deluxe check ordering page.

Deluxe Check Ordering

You are about to leave the Heritage Bank of Central Illinois web site. Please note that by clicking on the link below, you will enter a site NOT owned or operated by Heritage and therefore, our privacy policy does not apply. Please review that web site's privacy policy. The inclusion of this link is not an endorsement by Heritage of the site, its content, advertisers or sponsors.

The site will load in a new, second browser window. To return to www.heritage-bnk.com, simply close the new window.

Click here to access the Deluxe check ordering page.

Direct Card Access

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The site will load in a new, second browser window. To return to www.heritage-bnk.com, simply close the new window.

Click here to access the Direct Card Access login page.

Direct Card Access

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The site will load in a new, second browser window. To return to www.heritage-bnk.com, simply close the new window.

Click here to access the Direct Card Access login page.

DLA Creative

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The site will load in a new, second browser window. To return to www.heritage-bnk.com, simply close the new window.

Click here to check out the DLA Creative site.