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Type
Rate
APR*
2.50%
2.658%
2.50%
2.695%
Type
Rate
APY*
0.50%
0.50%
0.40%
0.40%
Type
Rate
APY*
1.19%
1.20%
0.85%
0.85%
Type
Rate
APY*
0.75%
0.75%
0.50%
0.50%
View all rates / disclosures.

*(APY) Annual Percentage Yield

(APR) Annual Percentage Rate

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  • Money Market

    /business-banking/deposit-accounts/money-market

    Money Market If you want to earn a premium rate of interest on your excess business funds, choose our Business Money Market account.  Details about this account include: $25,000 minimum opening balance Interest paid on balances of $25,000 or more $15 Monthly Service fee (Wa...form.
  • Careers

    /careers

    Bank Opportunities Heritage Bank is not only a great place to bank, it’s also a great place to work! We offer competitive wages and benefits, and a great work environment. We are committed to developing our staff, and we seek the best and the brightest to join our team. Our benef....3327
  • Health Savings Account (HSA)

    /personal-banking/deposit-accounts/health-savings-account-hsa

    Health Savings Accounts (HSAs) A Health Savings Account (HSA) is a tax-advantaged way to pay for healthcare expenses. Although it’s called a “savings” account, it actually functions as a checking account through the use of the following free features: Check Card access, ...form.
  • Online Special Services

    /specialservices

    Online Special Services With Online Special Services, you can save time, improve your cash flow, and streamline your cash management procedures all in a fully secure environment. Real-time Account Balances Direct Deposit of Payroll ACH Origination Transfer Funds between accoun...tions
  • Mortgage Loans

    /business-banking/mortgageloan

    Get a mortgage loan, fixed rate loan, home construction loan, VA or FHA loan, grant program financing, and more from Heritage Bank of Central Illinois
  • Agricultural Loan

    /business-banking/loans/agricultural-loan

    Agricultural Loan The family farm is an American tradition. It's rewarding, but it's not easy. At Heritage Bank, we know farmers occasionally need help with capital expenditures, expansion, cash flow and other expenses to keep the farm running. Heritage Bank has supported area ...form.
  • Commercial Analysis Checking

    /commercial-analysis-checking

    Commercial Analysis Checking This account is designed for Large business and Organizations with a high number of transactions. Details of this account include: $100 Minimum Opening Balance Account Analysis Earnings Credit Monthly Service Fee is based on Accou...form.

Education Center

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Click here to access the Education Center.

Lost / Stolen Debit Card

If you've lost your card and it is not during our normal business hours, you can call the STAR® network at:

1-800-523-4175

and respond to the prompts.

Facebook

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Click here to go to our Facebook page.

Education Center

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Click here to access the Education Center.

Education Center – Online Banking Demo

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Click here to access the Education Center.

Education Center

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Click here to access the Education Center.

Deluxe Check Ordering

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Click here to access the Deluxe check ordering page.

Deluxe Check Ordering

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Personal Credit Card Login

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Click here to access the First Bankcard login page.

Business Credit Card Login

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DLA Creative

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Click here to check out the DLA Creative site.