Heritage Bank of Central Illinois - Business Deposit Accounts

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Notice of changes in temporary FDIC insurance coverage for transaction accounts

Each depositor is insured to at least $250,000 by the FDIC.

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Checking Choices

Heritage Bank offers a range of Checking Account options based on both the number of monthly transactions and total volume. Our Commercial Bankers take the time to learn more about your business so they can help make sure your account fits. But what fits today, might not fit tomorrow – that’s why it’s good to know that Heritage Bank has a range of checking choices designed to grow with you and your company.

An overview of the various checking choices is included for your review. Or call your Commercial Banker today!

Basic Business Checking

This account is designed for Small Businesses and Organizations with moderate account activity. The features of this account include:

250 Deposit Items per month with No Charge
100 Checks per month with No Charge
Unlimited Electronic Withdrawals/Transfers
Free Visa^® Check/Debit Card
Free Online Banking
$100 Minimum Opening Balance
$7.50 monthly fee waived for customers that maintain a $250 Minimum Balance.

Additional Business Services available for this account include:

Business Interest Checking

This account is designed for Mid-Sized Business and Organizations with moderate account activity and the ability to maintain a higher balance. The features of this account include:

Interest Paid on Balances of $1,500 or more (Tiered)
250 Deposit Items per month with No Charge
100 Checks per month with No Charge
Unlimited Electronic Withdrawals/Transfers
Free Visa^® Check/Debit Card
Free Online Banking
$100 Minimum Opening Balance
$10 monthly fee waived for customers that maintain a $1,500 Minimum Balance.

Additional Business Services available for this account include:

Commercial Analysis Checking

This account is designed for Larger Business and Organizations with a high number of transactions. The features of this account include:

Account Analysis Earnings Credit
Deposits Items Fees are based on Account Activity¹
Withdrawals and Transfer Fees are based on Account Activity¹
Variable Minimum Balance¹
Free Visa^® Check/Debit Card
Free Online Banking
Monthly Service Fee is based on Account Activity¹
$100 Minimum Opening Balance

Additional Business Services available for this account include:

Community Checking

This account is designed for Not-For-Profit Organizations with moderate account activity and has the ability to earn interest. The features of this account include:

Interest Paid on Balances of $1,500 or more
250 Deposit Items per month with No Charge
100 Checks per month with No Charge
Unlimited Electronic Withdrawals/Transfers
Free Visa^® Check/Debit Card
Free Online Banking
$100 Minimum Opening Balance
$5 monthly fee waived for customers that maintain a $100 Minimum Balance.

Additional Business Services available for this account include:

¹ Earnings Credit may offset any Monthly Service Charges incurred.

This is not a complete disclosure of account guidelines and fees. Please see a customer service representative for rates and complete details.

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