Business Checking Accounts Comparison
Account Features
Account Options
Small Business Checking
Basic Business Checking
Commercial Checking
Community
Checking
Business Super Checking (NOW)
Minimum Opening Deposit
$100.00
$100.00
$100.00
$100.00
$1,500.00
Minimum Balance to Avoid Service Charge Requirement
$100.00
$500.00
Variable*
$100.00
$1,500.00
Monthly Service Charge
$5.00 if Minimum Balance Is Not Maintained
$7.50 if Minimum Balance Is Not Maintained
$7.50
$5.00 if Minimum Balance Is Not Maintained
$10.00 If Minimum Balance Is Not Maintained
Check/Debit Charges
25 free per cycle, then $0.25
100 free per cycle, then $0.25
$0.14
100 free per cycle, then $0.25
100 free per cycle, then $0.25
Deposits & Other Credits
Not Applicable
Not Applicable
$0.17
Not Applicable
Not Applicable
Deposit Items
75 free per cycle, then $0.10
250 free per cycle, then $0.10
$0.09
250 per cycle, then $0.10
250 free per cycle, then $0.10
Dishonored Deposit Items
$4.50
$4.50
$4.50
$4.50
$4.50
Electronic Debits & Credits
Not Applicable
Not Applicable
$0.07
Not Applicable
Not Applicable
Interest Earned
No
No
No
Yes, when a balance over $1500 is maintained
Yes, when a balance over $1500 is maintained
Commercial Account Analysis Earnings Rate
Not Applicable
Not Applicable
Yes**
Not Applicable
Not Applicable
Checking Statement Option
E-Statements or Mailed
E-Statements or Mailed
E-Statements or Mailed
E-Statements or Mailed
E-Statements or Mailed
Ecorp Available
Yes
Yes
Yes
Yes
Yes
Cash Management Available
No
No
Yes
No
No
Account Designed For
Little Activity
Moderate Activity
High Acitvity
Not-for-profit
Sole Proprietorships and Governmental Entities
Additional Charges
None
None
None
$10 charge for change in signors
None