Mortgage Rates
The following information shows our current rate for
the specified mortgage products. For more information
about our mortgage and refinancing options, call one
of our mortgage professionals or visit the mortgage area
of our website.
John Lofgren   Linda Turner
Direct – 309.682.1483   Direct – 309.682.1485
Cell – 309.369.6540   Cell – 309.453.7033
Interest Rates and Annual Percentage Rates
are current as of July 20, 2010 10:37 AM CT.
Loan Product Name Interest
Rate
Annual
Percentage
Rate (APR)
To calculate different loan
amounts, click here for
our mortgage calculators.
30 Year Fixed 4.625% 4.654%
For example:
Your monthly payment would be $848.33
  ($165,000 @ 4.625%)
20 Year Fixed 4.500% 4.539%
For example:
Your monthly payment would be $1,043.87
  ($165,000 @ 4.500%)
15 Year Fixed 4.125% 4.175%
For example:
Your monthly payment would be $1,230.85
  ($165,000 @ 4.125%)
30 Year FHA 4.625% 5.175%
For example:
Your monthly payment would be $848.33
  ($165,000 @ 4.625%)
PLEASE NOTE:
These figures are for illustration purposes only. Your actual rate depends on your current financial status and loan needs. Rates subject to change without notice.
  • Annual Percentage Rate is based on a $165,000 mortgage with a 20% down payment
  • Private Mortgage Insurance (PMI) is required for loan-to-values greater than 80%
  • Minimum credit score of 740
  • There is a 30 day rate lock on this loan
  • Purchase of single family owner occupied residence
  • Maximum loan amount is $417,000
  • Call for rates on loans over $417,000


OTHER PRODUCTS ALSO AVAILABLE
  • FHA Government Loans
  • Adjustable Rate Mortgages
  • Jumbo Mortgages
 
  • IHDA First Time Home Buyer Program
  • USDA Rural Development (100% Financing)
  • Downpayment assistance through the Federal Home Loan Bank Downpayment Plus Grant (when available)