The right house starts with the right answers.
Securing financing for your new home shouldn’t be a hassle. At Heritage Bank, we are committed to making the pre-approval and loan process as smooth as possible. We are always willing to take the time to answer your questions without using banking lingo. Heritage Bank’s mortgage division is located in Heritage Square in Peoria Heights, but our mortgage consultants are available to meet with you at any Heritage branch.
The right house starts with the right loan.
Every homeowner’s lending situation is different; that’s why Heritage Bank offers an expanded line of mortgage options to meet your specific home lending needs. Whether you’re buying, building or refinancing, our choice of home loans offers you the flexibility, convenience and value you have come to depend on from Heritage Bank. Read the list at the right and then call 309.689.9991 to learn more about these different types of mortgages.
Mortgage 101
The mortgage process can be full of terms that you may be unfamiliar with. Click here to see a glossary of the most commonly used mortgage terms.
The right house starts with
the right bank.

Heritage Bank has a long-standing commitment to the community and the people who call it home. That’s why we take such pride in providing our customers with a wide range of lending options and a friendly, knowledgeable mortgage team who truly cares about you and your home.
The right mortgage starts with the right team.
With more than 100 years of experience between them, our loan officers and processors are well equipped to help you choose the right loan for your home buying or building needs. Click here to learn more about the Heritage Bank Mortgage Team.


Calculators
Loan Qualifier
Refinance
Fixed Rate Mortgage
Variable-Rate Mortgage

Mortgage Options...
A- Conventional Mortgages
Adjustable Rate Mortgages (ARMs)
Balloon Mortgages
Construction Loans
Conventional Fixed Rate Loans
FHA, including AmeriDream®
G-I Loan for Heros
Grant Programs (when available)
IHDA First Time Home Buyers Programs
Jumbo Mortgages
Lender Paid MI Products
Rural Development Programs
Stated Income/
Stated Asset Programs
80-10-10 Products
80-15-05 Products
90-95-100 Products (No PMI Programs - Lender Paid)
97% Conventional Mortgages

Resources
The Benefits of Home Ownership
Choosing the Right Home
Financing Your Home

This is not a complete disclosure of loan guidelines and fees. Please see a customer service representative for rates and complete details.
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