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Type
Rate
APR*
2.50%
2.658%
2.50%
2.695%
Type
Rate
APY*
0.45%
0.45%
0.35%
0.35%
Type
Rate
APY*
1.98%
2.00%
1.49%
1.50%
Type
Rate
APY*
1.19%
1.20%
0.50%
0.50%
View all rates / disclosures.

*(APY) Annual Percentage Yield

(APR) Annual Percentage Rate

View Mortgage Rates and Apply!
 
Commercial Loan

Commercial Loan

It has always been the mission of Heritage Bank to support our community and help local businesses thrive. Our experienced Commercial Bankers get to know their customers and are committed to long-term business relationships. Count on us to provide you with the right financial resources for your growing company.

Commercial Loans

From working capital and equipment purchases to operating lines of credit and financing for expansion into new markets, Heritage Bank has the experience and ability to help qualified businesses reach their goals.

Commercial Real Estate Loans

Our lenders can assist in the acquisition of real estate for investment purposes including development projects, as well as real estate loans for your own facilities. This includes providing funds for the commercial and residential rental markets.

Learn More or Apply Now

Frequently Asked Questions (FAQs)

What kinds of business financing do you offer?

We offer a variety of small business and commercial loans.  Including:

  • Real Estate Loans
  • Construction Loans
  • Land Development Loans
  • Operating Loans
  • Equipment Loans
  • Inventory Financing Loans
  • Acquisition Loans
  • SBA (Small Business Administration) Loans
  • Operating Lines of Credit
  • Inventory Lines of Credit
  • Letters of Credit
  • Credit Cards
  • Investment Property Financing

This list contains examples of the types of business and commercial financing that we offer.  However, if you have a unique need our commercial bankers may be able to assist. 

Who can qualify for commercial funding?

Loan qualification is based on a variety of factors.  Contact any of our friendly commercial bankers who will help you through the process.

What are your current business loan rates?

Our competitive loan rates are based on multiple factors.  Contact any of our commercial bankers for details.

Do you offer real estate and rental property loans?

Yes.  We offer a variety of investment property financing options.  Contact any of our commercial bankers for assistance.

How can I apply?

To learn more or to apply for a business loan click here or contact one of our friendly commercial bankers.

 

This is not a complete disclosure of loan guidelines and fees. Please see a customer service representative or your commercial banker for rates and complete details.

Education Center

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Click here to access the Education Center.

Lost / Stolen Debit Card

If you've lost your card and it is not during our normal business hours, you can call the STAR® network at:

1-800-523-4175

and respond to the prompts.

Facebook

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Click here to go to our Facebook page.

Education Center

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Click here to access the Education Center.

Education Center – Online Banking Demo

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Click here to access the Education Center.

Education Center

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Click here to access the Education Center.

Deluxe Check Ordering

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Click here to access the Deluxe check ordering page.

Deluxe Check Ordering

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Click here to access the Deluxe check ordering page.

Personal Credit Card Login

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Click here to access the First Bankcard login page.

Business Credit Card Login

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Click here to access the First Bankcard login page.

You are about to leave the Heritage Bank of Central Illinois web site. Please note that by clicking on the link below, you will enter a site NOT owned or operated by Heritage and therefore, our privacy policy does not apply. Please review that web site's privacy policy. The inclusion of this link is not an endorsement by Heritage of the site, its content, advertisers or sponsors.

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