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Type
Rate
APR*
2.50%
2.658%
2.50%
2.695%
Type
Rate
APY*
0.45%
0.45%
0.35%
0.35%
Type
Rate
APY*
1.98%
2.00%
1.49%
1.50%
Type
Rate
APY*
0.75%
0.75%
0.50%
0.50%
View all rates / disclosures.

*(APY) Annual Percentage Yield

(APR) Annual Percentage Rate

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Individual Retirement Accounts (IRAs)

Individual Retirement Accounts (IRAs)

It’s never too early to save for retirement. In fact, the earlier you start, the less money it will take – and the more you’ll have – when it comes time for that dream vacation, a new hobby, or you’re ready to stay home and enjoy the grandchildren.

One way to save for retirement is with a Heritage Bank Individual Retirement Account (IRA). This tax-deferred account, with flexible terms (6-month to 60-month) and rates, makes it easy for you to choose what's best for your lifestyle – now, and in the future.

View Rates  Learn More or Apply Now

The savings doesn’t have to stop there. Heritage offers a wide variety of Savings and Checking Accounts, as well as our Personal Money Market Account, CDs and Health Savings Accounts.

This is not a complete disclosure of account guidelines and fees. Please see a customer service representative for rates and complete details.

CONTACT US today.

Trivoli Branch

Phone: (309) 362-2139

Hanna City Branch

Phone: (309) 565-4261

Peoria - Harmon Highway Branch

Phone: (309) 637-3611

Peoria - Willow Knolls Branch

Phone: (309) 692-6060

Peoria Heights Branch

Phone: (309) 688-2711

East Peoria Branch

Phone: (309) 699-0444

Education Center

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Click here to access the Education Center.

Lost / Stolen Debit Card

If you've lost your card and it is not during our normal business hours, you can call the STAR® network at:

1-800-523-4175

and respond to the prompts.

Facebook

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Click here to go to our Facebook page.

Education Center

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The site will load in a new, second browser window. To return to www.heritage-bnk.com, simply close the new window.

Click here to access the Education Center.

Education Center – Online Banking Demo

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The site will load in a new, second browser window. To return to www.heritage-bnk.com, simply close the new window.

Click here to access the Education Center.

Education Center

You are about to leave the Heritage Bank of Central Illinois web site. Please note that by clicking on the link below, you will enter a site NOT owned or operated by Heritage and therefore, our privacy policy does not apply. Please review that web site's privacy policy. The inclusion of this link is not an endorsement by Heritage of the site, its content, advertisers or sponsors.

The site will load in a new, second browser window. To return to www.heritage-bnk.com, simply close the new window.

Click here to access the Education Center.

Deluxe Check Ordering

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The site will load in a new, second browser window. To return to www.heritage-bnk.com, simply close the new window.

Click here to access the Deluxe check ordering page.

Deluxe Check Ordering

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The site will load in a new, second browser window. To return to www.heritage-bnk.com, simply close the new window.

Click here to access the Deluxe check ordering page.

Personal Credit Card Login

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Click here to access the First Bankcard login page.

Business Credit Card Login

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The site will load in a new, second browser window. To return to www.heritage-bnk.com, simply close the new window.

Click here to access the First Bankcard login page.

You are about to leave the Heritage Bank of Central Illinois web site. Please note that by clicking on the link below, you will enter a site NOT owned or operated by Heritage and therefore, our privacy policy does not apply. Please review that web site's privacy policy. The inclusion of this link is not an endorsement by Heritage of the site, its content, advertisers or sponsors.

The site will load in a new, second browser window. To return to www.heritage-bnk.com, simply close the new window.