The family farm is an American tradition. It's rewarding, but it's not easy. At Heritage Bank, we know farmers occasionally need help with capital expenditures, expansion, cash flow and other expenses to keep the farm running.
Heritage Bank has supported area farmers for more than 90 years. We have the experience you need to access the most suitable financial resources.
Conventional Loans and Lines of Credit
- Farm machinery
- Livestock production
- Crop production
- Farm improvement
- Farm real estate
Farm Service Agency (FSA) Guaranteed Loans
- Machinery and equipment
- Farm real estate purchase – standard
- Farm real estate purchase – beginning farmer
Illinois State Treasurer's Agricultural Linked Deposit Annual Operating Loans
- Reduced state operating loans and lines of credit
Illinois Finance Authority (IFA) Loans
- Beginning farmer bond program
- Young farmer guarantee program
- State guarantee program for restructuring agricultural debt
Frequently Asked Questions (FAQs)
I need financing help for my farm. Can you help me?
Absolutely! We specialize in providing one on one help to farmers just like you. Contact Greg Scherder for all your Ag Loan and banking needs.
What kinds of agricultural loans do you provide?
We offer a variety of Ag financing options. Including:
- Farm Operating Loans
- Farmland Purchase and Improvement Loans
- Equipment Loans
- Livestock Loans
- Crop Production Loans
This list contains examples of the types of Ag Loans that we offer. However, if you have a unique need we may be able to assist. Contact Greg Scherder for all your Ag Loan needs.
Do you make farm machinery loans?
Yes. We can assist you with all your farm machinery loan needs. Contact Greg Scherder for assistance.
Can I apply for an agricultural loan?
This is not a complete disclosure of loan guidelines and fees. Please see a customer service representative or your commercial banker for rates and complete details.