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Auto Loan

Type
Rate
APR*
2.50%
2.658%
2.50%
2.695%

Personal Money Market

Type
Rate
APY*
0.50%
0.50%
0.40%
0.40%

Certificate of Deposit

Type
Rate
APY*
1.19%
1.20%
0.85%
0.85%

IRA Rates

Type
Rate
APY*
0.75%
0.75%
0.50%
0.50%
View all rates / disclosures.

*(APY) Annual Percentage Yield

(APR) Annual Percentage Rate

View Mortgage Rates and Apply!
 
Agricultural Loan

Agricultural Loan

The family farm is an American tradition. It's rewarding, but it's not easy. At Heritage Bank, we know farmers occasionally need help with capital expenditures, expansion, cash flow and other expenses to keep the farm running.

Heritage Bank has supported area farmers for more than 90 years. We have the experience you need to access the most suitable financial resources.

Conventional Loans and Lines of Credit

  • Farm machinery
  • Livestock production
  • Crop production
  • Farm improvement
  • Farm real estate

Farm Service Agency (FSA) Guaranteed Loans

  • Operating
  • Machinery and equipment
  • Farm real estate purchase – standard
  • Farm real estate purchase – beginning farmer

Illinois State Treasurer's Agricultural Linked Deposit Annual Operating Loans

  • Reduced state operating loans and lines of credit

Illinois Finance Authority (IFA) Loans

  • Beginning farmer bond program
  • Young farmer guarantee program
  • State guarantee program for restructuring agricultural debt

 

This is not a complete disclosure of loan guidelines and fees. Please see a customer service representative or your commercial banker for rates and complete details.

Contact us about an Agricultural Loan

To apply for an Ag loan, contact Greg Scherder at 309.681.3832 or complete the information below and we will contact you.

Please Note: Do not send personal account information using this form.

* First Name:
* Last Name:
Company:
Address:
City/State/Zip:
* Phone #:
Work #:
* Email:
* Best time to call:
Message:
* By checking this box, I understand that I am authorizing a representative of Heritage Bank of Central Illinois to contact me via the information provided.
Please type the code you see:
 

Education Center

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Click here to access the Education Center.

Lost / Stolen Debit Card

If you've lost your card and it is not during our normal business hours, you can call the STAR® network at:

1-800-523-4175

and respond to the prompts.

Facebook

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Click here to go to our Facebook page.

Education Center

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Click here to access the Education Center.

Education Center – Online Banking Demo

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Click here to access the Education Center.

Education Center

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Click here to access the Education Center.

Deluxe Check Ordering

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Click here to access the Deluxe check ordering page.

Deluxe Check Ordering

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Click here to access the Deluxe check ordering page.

Personal Credit Card Login

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Click here to access the First Bankcard login page.

Business Credit Card Login

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Click here to access the First Bankcard login page.

DLA Creative

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Click here to check out the DLA Creative site.