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Type
Rate
APR*
2.50%
2.658%
2.50%
2.695%
Type
Rate
APY*
0.50%
0.50%
0.40%
0.40%
Type
Rate
APY*
1.19%
1.20%
0.85%
0.85%
Type
Rate
APY*
0.75%
0.75%
0.50%
0.50%
View all rates / disclosures.

*(APY) Annual Percentage Yield

(APR) Annual Percentage Rate

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  • Agricultural Loan

    /business-banking/loans/agricultural-loan

    Agricultural Loan The family farm is an American tradition. It's rewarding, but it's not easy. At Heritage Bank, we know farmers occasionally need help with capital expenditures, expansion, cash flow and other expenses to keep the farm running. Heritage Bank has supported area ...form.
  • Consumer Loans

    /personal-banking/loans/consumer

    Get mortgage loans, auto loans, home equity loans, home equity lines of credit, personal credit cards at Heritage Bank of Central Illinois
  • Heritage 55+ Club

    /heritage-55-club

    Heritage 55+ Club This Interest-bearing checking account bundled with discounts and benefits designed specifically for those 55 and above.  Details of the account include: $50 minimum opening balance Interest earned on all balances $10 monthly fee (waived for customers...form.
  • VOX Business Card

    /business-banking/loans/credit-cards/vox-business-card

    VOX® Business Card VOX® is designed for the unique needs of your business.** It gives you cash flow flexibility with your choice of minimum payment options and a high value credit line to meet your business needs—all with a single card you can use for both Travel and Enterta...nbsp;
  • Smart Savers

    /smart-savers

    Smart Savers This account was created to help individuals learn how to save through the use of automatic transfers.  Details of this account include: $50 minimum opening balance Interest earned on all balances (Tiered) No Minumum Balance Required 2 Withdrawals a...form.
  • Mortgage Loan

    /personal-banking/loans/mortgage-loan

    Get a mortgage loan, fixed rate loan, home construction loan, VA or FHA loan, grant program financing and more from Heritage Bank of Central Illinois.
  • Mobile Banking

    /personal-banking/e-banking/mobile-banking

    New Mobile Banking (Available April 9th) Heritage Bank is excited to announce our new and improved Mobile Banking*. Access your accounts from anywhere  and perform convenient transactions, including mobile bill pay! Heritage Bank's Mobile Banking* is a fast, easy ...r me?
  • Wealth Management Seminar Registration

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  • Switch Kit

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    The Heritage Bank Switch Kit We keep it simple With Heritage Bank’s Switch Kit, you have the documentation you need to move all your accounts and automatic transactions to Heritage Bank. From authorization forms to a handy checklist, you can be assured that the process will be th...sier.
  • Basic Business Checking

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    Basic Business Checking This account is designed for Small Businesses and Organizations with moderate account activity. Details of this account include: $100 Minimum Opening Balance $7.50 monthly fee (waived for customers that maintain a $250 minimum balance) Unlimited Elec...form.

Education Center

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Lost / Stolen Debit Card

If you've lost your card and it is not during our normal business hours, you can call the STAR® network at:

1-800-523-4175

and respond to the prompts.

Facebook

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Click here to go to our Facebook page.

Education Center

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Click here to access the Education Center.

Education Center – Online Banking Demo

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Click here to access the Education Center.

Education Center

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Click here to access the Education Center.

Deluxe Check Ordering

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Click here to access the Deluxe check ordering page.

Deluxe Check Ordering

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Personal Credit Card Login

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Click here to access the First Bankcard login page.

Business Credit Card Login

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DLA Creative

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Click here to check out the DLA Creative site.