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Type
Rate
APR*
2.50%
2.658%
2.50%
2.695%
Type
Rate
APY*
0.50%
0.50%
0.40%
0.40%
Type
Rate
APY*
1.19%
1.20%
0.85%
0.85%
Type
Rate
APY*
0.75%
0.75%
0.50%
0.50%
View all rates / disclosures.

*(APY) Annual Percentage Yield

(APR) Annual Percentage Rate

View Mortgage Rates and Apply!
 
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  • Savings

    /business-banking/deposit-accounts/savings

    Regular Business Savings A savings account is the long-term foundation of your business deposits. Details of this account include: $500 Minimum Opening Balance Interest earned on all balances (Tiered) $5 monthly fee waived for customers that maintain a $500 Minimum Balance ...form.
  • Contact Mortgage Services

    /contactmortgage

    Contact Mortgage Looking for answers about your Mortgage needs? Please complete the form below. Please Note: Do not send personal account information using this form.
  • Consumer Loans

    /personal-banking/loans/consumer

    Get mortgage loans, auto loans, home equity loans, home equity lines of credit, personal credit cards at Heritage Bank of Central Illinois
  • Basic Business Checking

    /basic-business-checking

    Basic Business Checking This account is designed for Small Businesses and Organizations with moderate account activity. Details of this account include: $100 Minimum Opening Balance $7.50 monthly fee (waived for customers that maintain a $250 minimum balance) Unlimited Elec...form.
  • Certificates of Deposit (CDs)

    /personal-banking/deposit-accounts/certificates-of-deposit-cds

    Certificates of Deposit (CDs) A Certificate of Deposit (CD) is a short to medium-term, FDIC-insured investment. Interest is determined by the minimum amount deposited into the CD and the term. CDs are beneficial for those who have extra money sitting in a Checking or Savings Account th...nbsp;
  • Super Savings

    /super-savings

    Super Savings A savings account with tiered interest rates based on the amount in the account.  Details of this account include: $50 minimum opening balance Interest earned on all balances (Tiered) $10 Monthly fee (waived for customers who maintain a $2,500 minimum bal...form.
  • Online Special Services

    /business-banking/business-class-services/online-special-services

    Online Special Services Online Special Services includes a wide range of features for businesses that have ongoing needs for processing ACH transactions (including payroll deposits), transferring between multiple accounts, scheduling transfers or other cash management services. It is safe...
  • Community Checking

    /community-checking

    Community Checking This account is designed for Not-for-profit Organizations with moderate account activity and has the ability to earn interest. Details of this account include: $100 Minimum Opening Balance Interest earned on balances over $1,500 $5 monthly fee (waived for...form.
  • Money Market

    /business-banking/deposit-accounts/money-market

    Money Market If you want to earn a premium rate of interest on your excess business funds, choose our Business Money Market account.  Details about this account include: $25,000 minimum opening balance Interest paid on balances of $25,000 or more $15 Monthly Service fee (Wa...form.
  • Individual Retirement Accounts (IRAs)

    /personal-banking/deposit-accounts/individual-retirement-accounts-iras

    Individual Retirement Accounts (IRAs) It’s never too early to save for retirement. In fact, the earlier you start, the less money it will take – and the more you’ll have – when it comes time for that dream vacation, a new hobby, or you’re ready to stay home a...form.

Education Center

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Click here to access the Education Center.

Lost / Stolen Debit Card

If you've lost your card and it is not during our normal business hours, you can call the STAR® network at:

1-800-523-4175

and respond to the prompts.

Facebook

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Click here to go to our Facebook page.

Education Center

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Click here to access the Education Center.

Education Center – Online Banking Demo

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Click here to access the Education Center.

Education Center

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Click here to access the Education Center.

Deluxe Check Ordering

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Deluxe Check Ordering

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Personal Credit Card Login

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Click here to access the First Bankcard login page.

Business Credit Card Login

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DLA Creative

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Click here to check out the DLA Creative site.